We are building the mobile bank for the next 2 Billion.
FairMoney Microfinance Bank is the number 1 most downloaded fintech app in Nigeria. With over 10,000 daily loan disbursements, and over 5 million users enjoying banking, savings, and investment services, FairMoney helps the average Nigerian access finance tools to take control of both their life and their finances.
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Scan the QR code with your phone camera to download the FairMoney app.

Trusted by millions of users in Nigeria

A customer base of over 5 million is a testament to the growing adoption of FairMoney's fintech solutions among Nigerians.

₦3.36 Billion

Products that meet all your life goals

Personal Loans

You can now access quick loans of up to ₦3,000,000 in 5 mins, no collaterals & easy repayment terms!

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Business Loans

Take your business to the next level with up to ₦5,000,000 FairMoney SME loans.

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Achieve your goals faster with FairLock (Fixed term deposits) & earn up to 26% interest P.A.

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Don't keep your money idle. Earn 14% interest P.A. paid daily.

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Earn 2% cash back whenever you use your FairMoney ATM card

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Bank Account

FairMoney offers you 30 free transfers monthly, discounts on airtime/data, no charges on bills, and much more!

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Bill Payment

Pay Your Bills with Ease (Enjoy 3% discount and zero transaction fees)

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POS Service

Launch your business on the Payforce network, start earning extra income and accepting payments from anywhere.

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Check out FairMoney’s Referral Program for exciting rewards
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Omolara Gbademosi
When ASUU called off the strike and my daughter was to go back to school, the money I was expecting wasn't forthcoming and my daughter is about to graduate. It’s FairMoney loans that helped us. I started a new business in school. It’s been going well, but I needed some money to buy things for this season. Can’t ask my parents because things are tight. I eventually used FairMoney loans, and my business has been growing.

Latest Blogs

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January 31, 2023

Differences between a current account & savings account?

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January 30, 2023

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January 3, 2023

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November 29, 2022

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October 27, 2022

Become smart with FairLock

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September 30, 2022

Emergency Fund. Nice to have or must have?

My people, I’m here again with a topic that is close to my heart. You see, my first job was an in...

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September 22, 2022

Interest rates of online loan apps in Nigeria – 2023

Last night, while chilling at home, an amazing business idea came to me. Next thing I did was to ...

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September 14, 2022

Can you get loans in Nigeria without a salary account?

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September 9, 2022


Hey guys, what’s good? Have you noticed that everytime you jump on social media, you see a post, ...

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September 7, 2022

Top 8 lending apps in Nigeria.

It’s the Ember months! While this signifies the ending part of the year it is also the start of a...

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Ready to take your finances to the next level?

Scan the QR code with your phone camera to download the FairMoney app.